Money template
Bank reconciliation: free Excel workbook
The bank reconciliation is a free, multi-sheet Excel workbook for a Kenyan business: match your books to the bank statement, line by line.
Your books and the bank statement never quite agree, and you cannot tell which is right.
What is in the workbook
Start here
What the workbook is for, how to fill it, and the colour key.
Bank reconciliation
The register: the right columns, dropdowns, and live totals. Type in the gold cells.
Dashboard
Your numbers added up as you go, with a simple bar view.
Lists
The dropdown options, so your data stays tidy and consistent.
Settings
The reporting currency, and where figures come from.
Next step
How SawaAfrik does this automatically from your real records.
The columns it includes
How to use it
- 1Download the workbook and open the "Bank reconciliation" sheet.
- 2Fill one row per entry. Type only in the gold cells; the white cells and the totals work themselves out.
- 3Where a cell has a dropdown, pick from the list instead of typing.
- 4Watch the totals row and the Dashboard add up your money columns automatically.
- 5When you outgrow the file, bring it into SawaAfrik, where it fills from your real records and the tax figures are computed for you.
Questions
- What do I do with a line that will not match?
- Leave it unmatched and note the reason: a bank charge you had not recorded, a cheque not yet cleared, a deposit in transit. The difference column shows exactly what is causing the gap, so you fix the book or query the bank.
- Is the bank reconciliation free?
- Yes. Download the bank reconciliation as a ready-to-use Excel workbook, with no sign-in and no payment. It is yours to keep and edit.
- What is inside the bank reconciliation workbook?
- Six sheets: a Start Here guide, the Bank reconciliation register (Date, Statement Ref, Statement Description, Bank Amount KES, Book Ref, Book Amount KES, and more), a Dashboard that adds everything up, a Lists sheet for the dropdowns, a Settings sheet, and a Next step sheet. It opens in Excel, Google Sheets or WPS, with no macros.
- Does it work in Google Sheets and on my phone?
- Yes. The workbook opens in Excel, Google Sheets or WPS. There are no macros, so it works on a phone or a laptop. Keep your own copy before you share it.
- Does the bank reconciliation calculate my totals?
- Yes. The money columns total automatically on the register and on the Dashboard. Statutory figures like PAYE, VAT, NSSF and SHA are deliberately not typed into the sheet. SawaAfrik computes those from the current KRA rates, each with its official source and the date it took effect, so a number is never without where it came from.
- How is this different from the SawaAfrik app?
- A workbook is a file you fill in yourself. Inside a free SawaAfrik workspace the same shape fills from your real records, invoices, payroll and expenses flow in once and appear everywhere, deadlines remind you before they are due, and statutory figures are computed with their source and date. The workbook is the start; the app is when you stop retyping.
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