The checklist a lender actually asks for: registration, KRA PIN, financial statements, bank and M-PESA statements, tax compliance, and the gaps against each with an owner and a target date. Close the gaps before you apply, not during.

Is the loan readiness pack free?

Yes. Download the loan readiness pack as a ready-to-use Excel workbook, with no sign-in and no payment. It is yours to keep and edit.

What is inside the loan readiness pack workbook?

Six sheets: a Start Here guide, the Loan readiness pack register (Requirement, Status, Document/Metric, Value/Location, Gap, Owner, and more), a Dashboard that adds everything up, a Lists sheet for the dropdowns, a Settings sheet, and a Next step sheet. It opens in Excel, Google Sheets or WPS, with no macros.

Does it work in Google Sheets and on my phone?

Yes. The workbook opens in Excel, Google Sheets or WPS. There are no macros, so it works on a phone or a laptop. Keep your own copy before you share it.

How do I keep the loan readiness pack consistent?

Use the dropdowns where they appear, and fill one row per entry. The Dashboard counts and summarises your entries, so you can see the picture at a glance without a formula.

How is this different from the SawaAfrik app?

A workbook is a file you fill in yourself. Inside a free SawaAfrik workspace the same shape fills from your real records, invoices, payroll and expenses flow in once and appear everywhere, deadlines remind you before they are due, and statutory figures are computed with their source and date. The workbook is the start; the app is when you stop retyping.

SawaAfrik

Grow template

Loan readiness pack: free Excel workbook

The loan readiness pack is a free, multi-sheet Excel workbook for a Kenyan business: the checklist a lender expects, with your gaps and owners.

You apply for finance and are turned down for missing the basics a lender expects.

Free download

Excel workbook, no sign-in.

Download .xlsx Or start a free workspace

What is in the workbook

Start here

What the workbook is for, how to fill it, and the colour key.

Loan readiness pack

The register: the right columns, dropdowns, and live totals. Type in the gold cells.

Dashboard

Your numbers added up as you go, with a simple bar view.

Lists

The dropdown options, so your data stays tidy and consistent.

Settings

The reporting currency, and where figures come from.

Next step

How SawaAfrik does this automatically from your real records.

The columns it includes

RequirementStatusDocument/MetricValue/LocationGapOwnerTarget DateNotes

How to use it

1Download the workbook and open the "Loan readiness pack" sheet.
2Fill one row per entry. Type only in the gold cells; the white cells and the totals work themselves out.
3Where a cell has a dropdown, pick from the list instead of typing.
4Use the Dashboard to see your entries counted and summarised.
5When you outgrow the file, bring it into SawaAfrik, where it fills from your real records and the tax figures are computed for you.

Questions

What is in the pack?: The checklist a lender actually asks for: registration, KRA PIN, financial statements, bank and M-PESA statements, tax compliance, and the gaps against each with an owner and a target date. Close the gaps before you apply, not during.
Is the loan readiness pack free?: Yes. Download the loan readiness pack as a ready-to-use Excel workbook, with no sign-in and no payment. It is yours to keep and edit.
What is inside the loan readiness pack workbook?: Six sheets: a Start Here guide, the Loan readiness pack register (Requirement, Status, Document/Metric, Value/Location, Gap, Owner, and more), a Dashboard that adds everything up, a Lists sheet for the dropdowns, a Settings sheet, and a Next step sheet. It opens in Excel, Google Sheets or WPS, with no macros.
Does it work in Google Sheets and on my phone?: Yes. The workbook opens in Excel, Google Sheets or WPS. There are no macros, so it works on a phone or a laptop. Keep your own copy before you share it.
How do I keep the loan readiness pack consistent?: Use the dropdowns where they appear, and fill one row per entry. The Dashboard counts and summarises your entries, so you can see the picture at a glance without a formula.
How is this different from the SawaAfrik app?: A workbook is a file you fill in yourself. Inside a free SawaAfrik workspace the same shape fills from your real records, invoices, payroll and expenses flow in once and appear everywhere, deadlines remind you before they are due, and statutory figures are computed with their source and date. The workbook is the start; the app is when you stop retyping.

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